FCB Locations
Glennville
205 South Main Street
Glennville, GA 30427
Phone (912) 654-3411
Fax (912) 654-1350
Hinesville
119 E. General Screven Way
Hinesville, GA 31313
Phone (912) 876-5050
Fax (912) 876-5005
Reidsville
176 South Main Street
Reidsville, GA 30453
Phone (912) 557-4741
Fax (912) 557-4103

Telephone Banking
(912) 654-4322
(866) 754-4322 Toll Free

Savings Plans

Regular Savings

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Minimum opening balance = $100
  • Earns competitive market rates
  • 3 withdrawals per quarter = FREE
  • Each additional withdrawal per quarter = $2.00
  • If account is closed within 60 days = $25.00
  • Quarterly Statements = FREE
  • Interest paid quarterly

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Money Market Account

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • $.00 - 999.99 = $1.00 per debit
  • Service Charge = $5.00

  • With balance of $1,000.00 or more = Unlimited debits
  • Service Charge = FREE

  • If account is closed within 60 days = $25.00
  • 3 third party checks
  • Interest paid monthly
  • Rates may vary

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Adventure Club (Savings Account for Kids Ages 0 - 14)

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Minimum opening balance = $10.00
  • 3 withdrawals per quarter = FREE
  • Each additional withdrawal per quarter = $2.00
  • If account is closed within 60 days = $25.00
  • Quarterly statements = FREE
  • Interest paid quarterly
  • Bonus points earned for each dollar deposited
  • Bonus points can be redeemed for prizes

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Christmas Club

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Minimum opening balance = $5.00
  • Earns competitive market rate
  • Deposits will be taken from Nov. 1 - Oct. 15 of each year
  • The Bank will mail a check for the balance of the account at the end of October each year
  • No withdrawals permitted. If you wish to make a withdrawal, you must close the account and an account closing fee of $5.00 will be charged
  • Interest paid annually
  • Quarterly statements

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