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Savings Plans
- Regular Savings
- Money Market Account
- First Preferred Money Market Account - Commercial
- First Preferred Money Market Account - Consumer
- Adventure Club
- Christmas Club
At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.
- Minimum opening balance = $100
- Earns competitive market rates
- Maximum 6 debits allowed per quarter
- 3 withdrawals per quarter free; each additional withdrawal per quarter = $2.00
- If account is closed within 60 days = $25.00
- Quarterly Statements = FREE
- Interest paid quarterly
At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.
- Minimum opening balance = $100.00
- $.00 - 999.99 = $1.00 per debit
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Service Charge = $5.00
- With balance of $1,000.00 or more = Free debits
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Service Charge = FREE
- If account is closed within 60 days = $25.00
- 6 debits allowed per month
- Interest paid monthly
- Rates may vary
First Preferred Money Market Account - Commercial
At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.
- Earns competitive money market rates
-
With minimum balance of $50,000.00 = FREE
- If balance falls below $50,000.00 during statement cycle = $10.00
-
It account is closed within 60 days = $25.00
- 6 debits allowed per month
- Interest paid monthly
- Rates may vary
First Preferred Money Market Account - Consumer
At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.
- Earns competitive money market rates
-
With minimum balance of $10,000.00 = FREE
- If balance falls below $10,000.00 during statement cycle = $10.00
-
It account is closed within 60 days = $25.00
- 6 debits allowed per month
- Interest paid monthly
- Rates may vary
Adventure Club (Savings Account for Kids Ages 0 - 14)
At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.
- Minimum opening balance = $10.00
- Maximum 6 debits allowed per quarter
- 3 withdrawals per quarter free; each additional withdrawal per quarter = $2.00
- If account is closed within 60 days = $25.00
- Quarterly statements = FREE
- Interest paid quarterly
- Bonus points earned for each dollar deposited
- Bonus points can be redeemed for prizes
At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.
- Minimum opening balance = $5.00
- Earns competitive market rate
- Deposits will be taken from Nov. 1 - Oct. 15 of each year
- The Bank will mail a check for the balance of the account at the end of October each year
- No withdrawals permitted. If you wish to make a withdrawal, you must close the account and an account closing fee of $5.00 will be charged
- Interest paid annually
- Annual statements
