FCB Locations

Glennville
205 South Veterans Blvd.
Glennville, GA 30427
Phone (912) 654-3411
Fax (912) 654-1350

Hinesville
119 E. General Screven Way
Hinesville, GA 31313
Phone (912) 876-5050
Fax (912) 876-5005

Reidsville
176 South Main Street
Reidsville, GA 30453
Phone (912) 557-4741
Fax (912) 557-4103

Telephone Banking

(912) 654-4322
(866) 754-4322 Toll Free

 

Savings Plans

Regular Savings

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Minimum opening balance = $100
  • Earns competitive market rates
  • Maximum 6 debits allowed per month
  • 3 withdrawals per quarter free; each additional withdrawal per quarter = $4.00
  • If account is closed within 60 days = $25.00
  • Quarterly Statements = FREE
  • Interest paid quarterly

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Money Market Account

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Minimum opening balance = $100.00
  • $.00 - 999.99 = $1.00 per debit
  • Maintenance Charge = $6.00
  • With balance of $1,000.00 or more = Free debits
  • Maintenance Charge = FREE
  • If account is closed within 60 days = $25.00
  • 6 debits allowed per statement cycle; maintenance charge for each additional debit per statement cycle = $4.00
  • Interest paid monthly
  • Rates may vary

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First Preferred Money Market Account - Business

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Earns competitive money market rates
  • With minimum balance of $50,000.00 = FREE
  • If balance falls below $50,000.00 during statement cycle = $10.00
  • It account is closed within 60 days = $25.00
  • 6 debits allowed per statement cycle; maintenance charge for each additional debit per statement cycle = $4.00
  • Interest paid monthly
  • Rates may vary

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First Preferred Money Market Account - Personal

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Earns competitive money market rates
  • With minimum balance of $10,000.00 = FREE
  • If balance falls below $10,000.00 during statement cycle = $10.00
  • It account is closed within 60 days = $25.00
  • 6 debits allowed per statement cycle; maintenance charge for each additional debit per statement cycle = $4.00
  • Interest paid monthly
  • Rates may vary

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Adventure Club (Savings Account for Kids Ages 0 - 14)

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Minimum opening balance = $10.00
  • Maximum 6 debits allowed per month
  • 3 withdrawals per statement cycle; maintenance charge for each additional debit per statement cycle = $4.00
  • If account is closed within 60 days = $25.00
  • Quarterly statements = FREE
  • Interest paid quarterly
  • Bonus points earned for each dollar deposited
  • Bonus points can be redeemed for prizes

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Christmas Club

At First Citizens Bank, we encourage our customers to save. And when you save with First Citizens Bank, you'll have the security of knowing that your deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC). Now that's sound savings.

  • Minimum opening balance = $5.00
  • Earns competitive market rate
  • Deposits will be taken from Nov. 1 - Oct. 15 of each year
  • The Bank will mail a check for the balance of the account at the end of October each year
  • No withdrawals permitted. If you wish to make a withdrawal, you must close the account and an account closing fee of $5.00 will be charged
  • Interest paid annually
  • Quarterly statements

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