FCB Locations

Glennville
205 South Main Street
Glennville, GA 30427
Phone (912) 654-3411
Fax (912) 654-1350
Hinesville
119 E. General Screven Way
Hinesville, GA 31313
Phone (912) 876-5050
Fax (912) 876-5005
Reidsville
176 South Main Street
Reidsville, GA 30453
Phone (912) 557-4741
Fax (912) 557-4103

Telephone Banking

(912) 654-4322
(866) 754-4322 Toll Free

Checking Plans

Commercial Accounts

First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC).

Service charge based on minimum balance

  • $.00 - 999.99 = $6.00
  • First 10 debits = FREE
  • Each additional debit = $.20

  • $1,000.00 - 4,999.99 = No Base Charge
  • First 75 debits = FREE
  • Each additional debit = $.50

  • $5,000.00 & over = No Base Charge
  • Unlimited debits

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Now Account (Interest Bearing Checking)

First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC).

  • Earns competitive market rates
  • With minimum balance of $1,000.00 = FREE
  • With balance of $500.00 - 999.99 = $5.00
  • With balance of $0 - 499.99 = $7.00
  • Below $1,000.00, each debit = $.30
  • With $1,000.00 balance, unlimited debits

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Free Checking

First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC).

  • No service charge
  • Unlimited debits
  • Customer pays for check order
  • Non-interest bearing account

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Elite Club (55+ years)

First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC).

  • Unlimited number of debits = FREE
  • Free personalized checks
  • Free notary service
  • No issue charge for cashier's checks* or traveler's checks*
  • Free snapshot statement*
  • Free phone transfer*
  • Free photocopy*
  • Free local fax*

* limits may apply

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Elite Club Plus (Interest Bearing Checking - 55+ years)

First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $100,000.00 through the Federal Deposit Insurance Corporation (FDIC).

  • $.00 - 999.99 = Unlimited debits
  • Service charge = $3.00

  • With balance of $1,000.00 or more = Unlimited debits
  • Service charge = FREE

  • Free personalized checks
  • Free notary service
  • No issue charge for cashier's checks* or traveler's checks*
  • Free snapshot statement*
  • Free phone transfer*
  • Free photocopy*
  • Free local fax*

* limits may apply

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