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First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC).
Service charge based on minimum balance
- $.00 - 999.99 = $6.00
- First 10 debits = FREE
-
Each additional debit = $.20
- $1,000.00 - 4,999.99 = No Base Charge
- First 75 debits = FREE
-
Each additional debit = $.50
- $5,000.00 & over = No Base Charge
- Unlimited debits
Now Account (Interest Bearing Checking)
First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC).
- Minimum opening balance = $100.00
- Earns competitive market rates
- With minimum balance of $1,000.00 = FREE
- With balance of $500.00 - 999.99 = $5.00
- With balance of $0 - 499.99 = $7.00
- Below $1,000.00, each debit = $.30
- With $1,000.00 balance, unlimited debits
First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC).
- Minimum opening balance = $100.00
- No service charge
- Unlimited debits
- Customer pays for check order
- Non-interest bearing account
First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC).
- Minimum opening balance = $100.00
- No service charge; no minimum balance
- First Rewards interest rate*
- Free ATM usage worldwide ($25 maximum per statement cycle)
- Following requirements must be met during monthly statement cycle to qualify for the First Rewards interest rate and free ATM usage: 10 debit card transactions; 1 direct deposit or ACH auto debit; and Receive electronic bank statement
- *First Rewards interest rate paid (if requirements are met) on balances below $25,000.00; lower interest rate paid on balances $25,000.00 and above. Non-qualifying accounts will still function as free checking account, earning less interest.
First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC).
- Minimum opening balance = $100.00
- Unlimited number of debits = FREE
- Free personalized checks
- Free notary service
- No issue charge for cashier's checks* or traveler's checks*
- Free snapshot statement*
- Free phone transfer*
- Free photocopy*
- Free local fax*
* limits may apply
Elite Club Plus (Interest Bearing Checking - 55+ years)
First Citizens Bank offers a variety of checking plans to suit all types of checking needs. One's just right for you! Deposits are insured up to $250,000.00 through the Federal Deposit Insurance Corporation (FDIC).
- Minimum opening balance = $100.00
- $.00 - 999.99 = Unlimited debits
-
Service charge = $3.00
- With balance of $1,000.00 or more = Unlimited debits
-
Service charge = FREE
- Free personalized checks
- Free notary service
- No issue charge for cashier's checks* or traveler's checks*
- Free snapshot statement*
- Free phone transfer*
- Free photocopy*
- Free local fax*
* limits may apply
